Cross-Border Fintech Platform

Borderless. Seamless. Limitless.

CrossXPay moves business money across the world — sending, spending and receiving in 100+ currencies, with transparent FX, real-time tracking and dedicated local support. Curated for SMEs and Large Enterprises that operate at global speed.

200+
Countries
100+
Currencies
2-step
Onboarding
24/7
Local support
SG HUB US EU UK HK IN AU CN JP PH SB FJ NZ CO BR PE EG NG KE
S$ SGD $ USD
Settles in
Same-day
FX rate
0.7425
Powered by integrations with world-class payment infrastructure
Mastercard Finmo SWIFT GPI Local ACH Rails PayID SEPA Instant FPS · UK FAST · Singapore Mastercard Finmo SWIFT GPI Local ACH Rails PayID SEPA Instant FPS · UK FAST · Singapore
The problem

Global payments
shouldn't be this hard.

Modern businesses move globally — but most payment infrastructure was built for a domestic world. The friction shows up in three places, and it costs you margin, time and visibility.

01
Costly & Inefficient
  • Unfavourable exchange rates and high fees erode profits
  • Lengthy processing delays impact cash flow
02
Limited Reach & Support
  • Restricted access to diverse markets and currencies
  • Lack of dedicated local support and 24/7 assistance
03
Security & Transparency Risks
  • Lack of transparency exposes businesses to fraud
  • Limited payment visibility creates operational challenges
02 / Send

Business payments,
simplified.

Fast, cost-effective international transfers — built for modern businesses that move at global speed. Click any destination on the map to preview a real route.

Global Coverage

200+ countries.
One platform.

From Singapore to São Paulo, San Francisco to Stockholm — instant or same-day transfers wherever you do business.

Multi-currency Wallet
Real-time conversion at competitive rates
Bespoke Pricing
Customised fees that scale with your business
Flexible Funding
Bank transfer, PayID, or credit card
Fast Payouts
Instant or same-day to 200+ countries
Transparent Tracking
Real-time dashboards and detailed reports
Secure by Default
AML monitoring & fraud protection built in
Live
You send
Recipient gets
18,562.50
FX Rate
0.7425
Fee
$0.00
Arrives
Same-day
AML monitored
Settled · 14s ago
03 / Spend

Pay suppliers
instantly, your way.

Multi-currency Corporate Debit Mastercard programs — virtual and physical — with smart controls, value-added benefits and global acceptance. Hover the card to feel the depth.

CrossXPay
5412 ·· 0078 ·· 4419
Card holder
ACME Trading Pte Ltd
Recent Transactions
Live
Card Solutions

Save costs.
Secure. Zero hassle.

Issue cards in seconds, control them in real time, and earn rebates as you spend.

Virtual & Physical
Instant virtual issuance, physical for travel
Multi-currency
Save on FX conversion fees
Smart Spend Controls
Transaction limits & policy compliance
Cash Rebates
Annual fee waivers, spend-based rebates
Global Acceptance
Mastercard network worldwide
Mastercard Perks
Promotions and partner offers
04 / Receive

Get paid like a local,
everywhere.

Receive USD, EUR, GBP, SGD, HKD, INR and AUD into local-equivalent accounts — without the friction of correspondent banking. Click any currency to switch.

Global Collections

Boost revenue.
Save costs. Stay convenient.

Open local-equivalent accounts in 7 major currencies and centralize collections, conversions and reporting on one dashboard.

Instant Transfers
Seamlessly move money between accounts
Smart Exchange
Great FX rates on conversions
Centralised Management
All currencies, one dashboard
Digital Invoicing
Create, send and track invoices digitally
Customizable Reports
Tailored reporting on demand
Real-time Tracking
Live updates & detailed insights
Available balance
128,402.50 USD
Today
+ 4,210.00
Account number
9023 4471 0086
Routing
ABA · 026073150
05 / Building blocks

The fundamentals of
modern business payments.

Speed alone isn't enough. Coverage alone isn't enough. Modern business payments demand all nine of these — and we don't compromise on any of them.

X
CrossXPay QR Payments
Instant QR-based payments with your CrossXPay account — scan, pay, done. No friction, no delays.
Stablecoins (USDC & USDT)
Move value globally with USDC and USDT stablecoins — dollar-pegged, borderless, and settled instantly on-chain.
Transparency, Observability & Trackability
Full end-to-end visibility of every payment — real-time status, audit trails and live monitoring across every transaction.
Fast & Affordable
Timely, cost-effective transactions — same-day where the rails allow.
End-to-End Platform
Comprehensive online review and reporting from a single dashboard.
Secure & Protected
Robust fraud prevention and data protection at every layer.
Clear & Predictable Pricing
Transparent fees and charges. No surprises at settlement.
Dedicated Local Support
Expert assistance in your region, not a chatbot queue.
Effortless Onboarding
Simple 2-step process to get started quickly.
06 / Why CrossXPay

Eight reasons
this is the platform.

Other platforms force a tradeoff — coverage or speed, rebates or controls, technology or support. CrossXPay was built for SMEs that refuse to choose.

01
Strong Credentials
Supported by integrations with best-in-class platforms.
02
Proven Stability
B2B focus with bespoke solutions for SME clients.
03
Advanced Technology
Fully digital platform with real-time monitoring and compliance.
04
Comprehensive Suite
Cross-border, domestic and vendor settlement on one platform.
05
Transparent Pricing
Low fees and no hidden charges on cross-border transactions.
06
Valuable Rewards
Cash rebates on card volumes and Mastercard-driven offers.
07
Operational Efficiency
Same-day payments with full reconciliation and reporting.
08
Dedicated Support
Personalized account management for ongoing optimization.
07 / Getting started

From sign-up to
first transaction, fast.

A streamlined process led by your dedicated account manager — working closely with your team from day one through ongoing optimization. Press play to watch the journey.

Commercial Agreement
Sign-off on bespoke pricing and program scope tailored to your business.
02
Onboarding & Sign-up
Digital registration, document submission and simplified KYB/KYC.
03
Setup & Go-live
Platform access, user IDs, training and support for initial transactions.
04
Ongoing Management
Post-implementation review and continuous program optimization.
Currently at step 2 — Onboarding & Sign-up

Move money like
the world is one market.

Talk to our team about a tailored cross-border program for your business. Our local support is here to assist you personally — from onboarding through to your entire experience with us.

Phone
+65 9879 6753
Email
support@crossxpay.com
Headquarters
Novelty Techpoint
27 New Industrial Road
Singapore 536212